Canada’s Personal Finance Encyclopedia
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Interest Rates in Canada
Updated Jun 12th, 2026
| Interest Type | Rate | Link |
|---|---|---|
| Prime Rate | 4.45% | Link |
| BoC Rate | 2.25% | Link |
| HELOC Rates | 4.95% | Link |
Lowest Mortgage Rates in Canada
Updated June 11, 2026 at 5:30 PM ET
| Type | Insured | Conventional |
|---|---|---|
| 3-Year Fixed | 3.94% | - |
| 5-Year Fixed | 3.99% | 4.29% |
| 5-Year Variable | 3.3% | 3.7% |
Taxes in Canada
| Calculator Type | Description |
|---|---|
| Canada Income Tax Calculator | Use our simple calculator to Calculate your 2021 and 2022 income tax. We provide resources for citizens of all provinces in Canada |
| Property Tax Calculator | Calculate your property tax using either your home price or MCAP assessed value. |
| Land Transfer Tax Calculator | Calculate how much you can expect to pay, and (if you’re a first-time buyer) how much you can expect to save. |
| Canada GST/HST Calculator | Use our simple calculator to Calculate your GST, PST and HST. We provide resources for citizens of all provinces in Canada |
Canada Housing Market Reports
Monthly Transactions
Data for April 2026
| Metric | Value |
|---|---|
| Monthly Transactions | 35,578 |
| 1-Month Change | 0.7% |
| 12-Month Change | -4.2% |
| Average Sold Price | $695,412 |
| 1-Month Change | 3.3% |
| 12-Month Change | 2.2% |
Toronto Housing Market Overview
Average Sold Price: $1,069,700
Montreal Housing Market Overview
Median Sold Price: $674,943
Vancouver Housing Market Overview
Average Sold Price: $1,235,658
Calgary Housing Market Overview
Average Sold Price: $665,695
Canada Interest Rates
| Interest Type | Link |
|---|---|
| Canada GIC Rates | Best GIC rates in Canada. Learn everything from the definition of a GIC to the best way to buy one. |
| Line of Credit Rates | A line of credit allows you to borrow money at any time, and you only pay interest on the amount borrowed. Learn more about line of credit interest rates, credit limits, and lenders in Canada. |
| Mortgage Rates | Compare fixed & variable mortgage rates from 45+ lenders in Canada. |
| Saving Account Rates | Compare the best savings accounts in Canada with the highest interest rate, all for no monthly fee and with no minimum balance required. |
Cost of Living in Canada
| Calculator Type | Description |
|---|---|
| Canada Cost of Living Map | This guide shows you a breakdown of living costs across 10 major Canadian cities. |
| Canada Cost of Living Calculator | Shows how much it will cost to move between Canada's largest cities. |
| Canada Inflation Calculator | Determine the value of the Canadian Dollar based on current and historical inflation rates in Canada. |
| Canada Inflation Rate and CPI | Learn more about inflation in Canada by category and by region. |